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A New York Accident Lawyer Can Help You Understand the No-Fault Insurance System New York City is a city where car accidents are a common occurrence. While most of them are just fender benders, some can result in serious injuries. The injured party should immediately contact 911 and seek medical attention. A New York car accident lawyer can assist victims with their legal needs after the crash. They can help victims obtain compensation for medical expenses and lost income. No-fault insurance New York is an insurance no-fault state. This means that motorists pedestrians, passengers, and passengers as well as bicyclists and cyclists are covered automatically by their insurance policies for automobiles. This includes medical expenses, lost wages and other related costs to an accident. While this has helped to protect car accident victims from being buried by cost-out-of-pocket but it is essential to know exactly what it means and does not mean. To be eligible for No-Fault insurance, you must meet a few criteria. You must first and foremost be injured in an accident in New York. You must also be a driver or passenger in the vehicle that is insured or a pedestrian or bicyclist struck by the vehicle. The injured party also must be treated in a hospital or by a licensed medical professional. You must have also suffered “a serious injury.” New Britain injury lawsuit www.youtube.com defines serious injuries as a permanent impairment of function or disfigurement. These are all extremely serious injuries that can have a profoundly negative impact on the victim's life. A New York injury lawyer can assist you if been injured in a major New York car accident. A lawyer can assist with the legal process in a variety of ways following a serious car accident. They can help you understand your legal options, perform an in-depth investigation, and negotiate with your insurance company. They can also bring a lawsuit to court on your behalf against the negligent driver responsible for the crash. You could be required to pay astronomical medical bills along with lost wages, and other expenses after a serious auto accident. These expenses are paid for by no-fault insurance and you should seek medical attention immediately after a car accident, even if it feels as if you're in good shape. If you are unable to return work because of an injury, no-fault insurance will pay up to $2,000 for lost wages per month. It will also cover the majority of the cost you incur out-of-pocket, including the cost of household assistance. Insurance companies frequently try to deny coverage under no-fault by scheduling an IME or EUO (Independent Medical Examination or Exam under Oath). You must be present at these appointments, as not attending could result in an appeal to the benefits. Purely faults that are comparable In many car accident lawsuits, plaintiffs are either completely or partially responsible for the accident. The law allows the injured party to claim damages in proportion to the percentage of the blame that is attributable to them. This is known as pure comparative negligence. Pure comparative differs from modified comparative, which caps the amount a claimant may be deemed to have in order to keep them from receiving financial compensation. Modified comparative fault states generally place the limit between 49 and 51 percent. In a car accident the plaintiff must prove two things to be legally responsible for the accident: negligence and causality. Negligence refers to breaking the law or acting in reckless disregard. The causality is the way that the negligence led to the injury. To demonstrate legal responsibility, the plaintiff must also prove the economic damages that result from their injuries like medical bills, lost income, and travel costs to appointments. Non-economic losses include emotional trauma as well as pain and suffering. New York is among the 13 states that have a strict comparative-fault law. This means that the injured party may still be able to claim compensation even if they are partially at fault. If the claimant is found to be more than 50 percent at the fault, they will be barred from recovering any damages. In this instance it is essential to work with a skilled attorney. Comparative fault is applicable to nearly every personal injury or death case where a victim (or the inheritors of the deceased) has suffered emotional or physical injuries. The concept of comparative blame is more complex in wrongful death cases. It is crucial to grasp the principle of comparative negligence when filing an insurance claim following an accident in New York. Your lawyer will collaborate with insurance companies to secure the maximum amount of compensation for your injuries. In addition, if have multiple defendants in your case the concept of joint and multiple liability could apply. This system splits the verdict among all defendants in the event that a jury finds you jointly and severally responsible for the accident. This is a great way to ensure that you receive the most compensation possible for your injuries. Strategies of insurance companies Car accidents are stressful enough, but the aftermath can be more challenging. The injured victims are often confronted with medical bills, lost income due to inability to work, and physical discomfort. Rent and other daily expenses are also a concern. The last thing they need is to be subjected the tactics of an insurance company trying to get them accept a low settlement offer. Insurance companies are in business to make money. They accomplish this by denial or reduce your claims. Insurance agents will use every method to deny you the money you are entitled to. It is crucial to employ an experienced New York car accident attorney to even the playing field. The attorneys at Mirman Markovits & Landau PC have years of experience fighting for the rights of the victims of car accidents. Our lawyers will fight insurance companies and their shady tactics. Insurance companies will do everything in their power to delay your claim or slow the process to save as much money as possible. They will also try and avoid liability by arguing that the injuries are not related to the accident or do not require treatment. They may even claim that your accident was caused by a previous medical condition. In certain cases, an insurance adjuster will come up with a settlement amount that seems reasonable. This is a trick that a lot of people fall to. In reality, this offer is significantly less than what you actually need to pay for your medical treatment and other damages. The law in New York requires all drivers to have no-fault insurance. It is not uncommon for people to be injured while driving another person's car or in their own vehicle. The most common causes of accidents are reckless driving, distracted driving, and speeding. Distracted driving happens when a driver uses an electronic device while driving to send or receive text messages or phone calls or listen to music. Distracted driving could result in drivers losing control of their vehicle and leading to serious accidents. Other causes of crashes include drunk driving, road conditions and weather. Reckless driving You may be entitled compensation for injuries sustained in an accident caused by reckless driving. A New York City reckless driving accident lawyer can assist you investigate the crash to identify all parties that could be accountable for your injuries and losses. They may also make a claim or a lawsuit against the driver to recover your damages. According to the New York criminal code, reckless driving is defined as driving a vehicle in a manner that it puts other drivers or pedestrians and cyclists in danger. To convict someone of this crime, a police officer must prove more than negligence or carelessness. This means that the officer must show that the driver knew their actions could cause an accident or put others in danger. Even minor traffic violations can be considered reckless driving in New York. A violation of a stop sign, or a red light could result in a serious accident. If the driver is found to be driving recklessly, they may be found guilty of a misdemeanor offense and be subject to an indictment or a fine. Reckless driving may cause serious injuries to other pedestrians, bicyclists, and motorists. A conviction for this crime can result in the addition of points to your license, as well as substantial fines. This could lead to a driver's premiums going up significantly. It is important to hire an attorney in New York who will ensure the driver is convicted fairly. The reckless driving laws in New York are extremely strict and could result in severe penalties which include fines and even imprisonment. The severity of a penalty is contingent on a variety of factors including the severity of an accident and if there were aggravating circumstances. A reckless driving conviction could also result in a driver's license being suspended. A reckless driving accident lawyer with experience will know how investigate the root of the accident and gather evidence to demonstrate your innocence. The evidence could include witness statements and phone records to look for distracted driving, photos and videos taken at the scene of the accident and official medical reports and toxicology reports. They will prepare the necessary paperwork, file and then litigate lawsuits or insurance claims with the aim of getting you maximum compensation for your injuries.